About 4XC

Client funds are kept completely separate from the company’s and are stored with reliable banks in special accounts (called segregated accounts). Client accounts are established with the required coding to ensure they are used for clients funding purposes only. The company provides for the full protection of client funds for as long as they decide to keep them with us. We do not use client funds for operational or investment purposes, and all accounts are monitored and reviewed by our external and internal auditors.

4XC is the trading name of 4xCube Limited is authorized and regulated by the Financial Supervisory Commission in the Cook Islands, with a Money Changing & Remittance License (no 12767/2018). Cook Islands is a territory in free association with New Zealand, but with an independent body responsible for the supervision of regulated financial entities and financial services. FSC adopts the strictest of standards, including capital adequacy requirements. Financial services are the second biggest contributor to the Cook Islands’ economy after tourism, adding about 8% to the GDP. The FSC has an important role to play in the financial services sector. The company submits financial reports to FSC on a regular basis including reconciliations of client funds.

We are fully compliant with regular internal and external company audits. External Audit is performed by McMillan Woods, one of the world’s largest and reputable Audit firms.

4XC works with several banks whose reliability is beyond question. You can find out more about these banks on the “Deposit and withdrawal options” page of our site.

4XC uses the latest in encryption technology to keep your data safe and secure.

4XC does everything possible to ensure the business’ complete transparency. We adhere to a strict set of financial standards and are obliged to periodically report our activities to the regulatory authorities.